| Blue from American Express® |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 10.99%* |
None* |
|
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| American Express® Preferred Rewards Gold Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
N/A%* |
$125* |
|
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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|
|
| Miles by Discover® Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
|
- Double Miles on grocery store purchases in November and December*
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
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|
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| Blue Sky from American Express® |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 11.99%* |
None* |
|
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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|
|
| Starwood Preferred Guest® Credit Card from American Express |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.90%* |
6 Months* |
13.99%* |
$45* |
|
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds.
|
|
|
| The WorldPerks® Visa® |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.75%* |
$55 or $90* |
|
- One-time Enrollment Bonus
- Redeem up to two award tickets a year for as little as 19,000 miles each
- Double Miles for purchases direct from Northwest Airlines®
- No preset spending limit
- No cap on miles you earn
- Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year
- Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership
- Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways Aficionado™ Club (a $135/year value)
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Travel Reward Credit Cards
When it comes to choosing a travel reward card it comes down to what you will to get out of the card as a reward and your credit card spending habits compared to the interest rate and any annual fees. Are you a frequent flyer or someone who only takes one or two flights per year? Do you spend tens of thousands of dollars on your credit card each year or only a few thousand? Answering these questions will help you choose the right travel reward credit card. Once you obtain a good travel reward card, you generally want to increase your spending on your credit card to maximize your travel rewards / airline miles by paying for all your bills on this credit card, and putting all your purchases on this card. In the end it will pay off as long as you pay off your credit card each month before interest charges accrue.
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